Affordable Truck Insurance in New jersey Get Covered Today!
“Serving Independent Truckers and Fleets across New Jersey. Licensed, Fast, and Reliable Coverage from A Truck Insurance Agency.”
Primary Liability
Primary Liability insurance is required by law for all motor carriers and covers bodily injury and property damage caused to others in an accident. It does not cover the driver or the truck itself. This policy is essential for operating legally and protecting the public.
Short Term Liability
Short Term Liability insurance is perfect for truckers who need to move a newly purchased truck from the dealership to home or a jobsite. It provides the legal coverage required to operate on public roads, even if you’re not yet under dispatch. This short-duration policy bridges the gap until your permanent insurance is in place.
Non-Trucking Liability
Non-Trucking Liability, also known as bobtail insurance, covers your truck when it’s being operated for non-business purposes. It applies when you’re not under dispatch or hauling a load. This is crucial for independent drivers who want personal protection between jobs.
Motor Truck Cargo
Motor Truck Cargo insurance protects the goods you’re transporting from damage, theft, or loss while in your custody. It ensures peace of mind for both carriers and clients by covering a wide range of potential risks. Many shippers require this policy before assigning freight.
Physical Damage
Physical Damage insurance covers repairs or replacement of your truck if it’s damaged in a collision, fire, theft, or other covered event. It typically includes collision and comprehensive coverage. This policy protects your investment and keeps your operation running after unexpected setbacks.
General Liability
General Liability insurance provides coverage for non-driving-related incidents, such as damage at loading docks or office premises. It’s essential for protecting your business from lawsuits, property damage claims, and bodily injuries not involving the truck on the road. This broad protection supports long-term business stability.
Testimonials
New Jersey Truck Insurance That Keeps You Rolling
From Newark to Atlantic City — your rig deserves protection that goes the distance.
If you’re behind the wheel in New Jersey, you already know it’s not just about getting from Point A to Point B. It’s about keeping your business moving, avoiding downtime, and staying covered when life throws a curveball (or a four-car pileup on the Turnpike).
That’s where we come in. At A Truck Insurance Agency, we specialize in real protection for hard-working truckers. Whether you’re an owner-operator or manage a growing fleet, we’ll tailor a policy that fits your needs—and your budget.
Why Truckers in New Jersey Trust Us
We don’t sell generic policies. We build protection that actually makes sense for:
Think of us as your go-to team for everything from bobtail to reefer breakdown.
Driving Without Insurance in NJ? Not Worth the Gamble
New Jersey law requires commercial vehicles to carry liability insurance—and skipping it can bring fines, license suspensions, and lawsuits that could shut you down for good.
A single accident could cost you:
We help you stay compliant and stay protected, so you can keep doing what you do best—hauling freight.
Coverage That’s Built for the Real World
Here’s a snapshot of what we offer truckers working in New Jersey:
Not sure what you need? No problem—we’ll walk you through it in plain English.
How Much Does Truck Insurance Cost in New Jersey?
Premiums in NJ usually range between $12,000 to $16,000 annually, depending on:
We Cover Every Type of Truck & Operation
Whether you’re hauling scrap, seafood, or solar panels—we’ve got your back:
Running a fleet? We’ve got multi-unit discounts and safety-focused packages too.
Where in New Jersey Do We Cover?
Short answer: everywhere.
From city traffic to countryside lanes, we help truckers all across NJ, including:
Need Help With Filings?
Got your DOT authority? Great. We’ll help you get compliant fast with:
Let’s Get You Rolling
We’re not here to pressure you—we’re here to protect you. Give us a quick call or fill out our quote form to get started. You’ll talk to a real person who understands trucking—not a call center reading off a script.
POPULAR TRUCKING PRODUCTS
Find out more about truck insurance coverages
Get the right truck insurance at the best price—call us today for a free, no-obligation quote! Our expert team is ready to find you customized coverage that keeps you protected and your business moving forward.