Trucking Primary Liability Insurance

Liability? No worries, we’ve got it handled!

Truck Liability Insurance Covers:

  • Bodily Injury Liability (BIL) – Covers medical expenses, lost wages, and legal costs if you or your driver cause injuries to another person in an accident.
  • Property Damage Liability (PDL) – Pays for damages to other people’s vehicles, buildings, or structures if your truck is at fault in a collision.
  • Legal Fees – Covers attorney costs and court expenses if you are sued.
  • Settlements & Judgments – Pays for settlements or court-ordered payments if you are found liable.
  • Environmental Cleanup – Some policies include coverage for spills or hazardous material cleanup resulting from an accident.

One Stop Truck Insurance Shop

We are your one-stop shop for all things truck insurance. Whether you need coverage for a single truck, a fleet, or specialized cargo, we offer a wide range of tailored solutions to meet your unique needs. With access to top-rated insurance providers and expert brokers, we simplify the process, ensuring you get the right protection at competitive rates—all in one place.

Liability Insurance For Truckers

Truck liability insurance is required by law and is essential for operating legally and protecting your business from costly claims. Give us a call for a quick, hustle free quote today!

Semi Trucks

Truck insurance provides essential coverage for commercial truck owners, protecting them from financial losses due to accidents, liability claims, and cargo damage. Whether you’re an independent owner-operator or manage a fleet, the right insurance policy ensures compliance, safety, and peace of mind on the road.

Box Trucks

Box truck insurance is designed to protect businesses and independent operators from financial risks associated with accidents, liability claims, and cargo damage. Whether you’re hauling goods locally or over long distances, having the right coverage ensures your truck, business, and livelihood stay protected on the road.

Business Vehicles

Business vehicle insurance provides essential coverage for companies that rely on cars, vans, or trucks for daily operations, protecting against accidents, liability claims, and vehicle damage. Whether you have a single company car or an entire fleet, the right policy helps keep your business moving safely and efficiently.

Fast Quotes & Service

At A Truck Insurance Agency, we pride ourselves on delivering fast quotes and exceptional service to keep your business moving without delays. Our experienced team works quickly to find the best coverage options, ensuring you get the protection you need at competitive rates—because your time on the road is valuable!

Trusted By Truckers Nationwide

We have partnered with top-rated, nationwide insurance providers that specialize in the trucking industry, ensuring reliable coverage tailored to your needs. Our commitment to fast service, competitive rates, and expert support gives our clients a peace of mind, knowing they’re protected on every mile of the journey.

Truck Liability Insurance FAQs

Have questions about truck liability insurance? We’ve got you covered! Below are some of the most common questions truckers ask about liability coverage, including what it covers, why it’s required, and how to get the right policy for your business. If you need more information, our experienced brokers are here to help—contact us anytime!

Truck liability insurance covers the costs associated with accidents and damages that your truck causes to others. It typically includes Bodily Injury Liability (BIL), which covers medical expenses for injured parties, and Property Damage Liability (PDL), which covers damage to other vehicles or property.

Yes, truck liability insurance is mandatory in most states and is required to legally operate a commercial vehicle. The minimum coverage limits vary depending on the size of the vehicle and the type of cargo being transported.

No, truck liability insurance only covers damages to others. If you want protection for your own truck, you would need additional coverage, such as Physical Damage.

The amount of liability coverage you need depends on factors like the size of your truck, the type of cargo, and the state you’re operating in. Federal law requires certain minimum limits for interstate trucking.

tailored insurance plans for smart truckers

Truckers face high insurance costs due to rising accident rates, expensive claims, and strict regulations. New drivers struggle to secure coverage, while larger fleets must comply with complex state and federal requirements. To stay protected and operational, truckers need tailored insurance solutions that balance affordability and coverage.