New Jersey Commercial Truck & Trailer Insurance
Protect your business, stay compliant, and keep the wheels turning—statewide in NJ.
We help owner-operators, new authorities, and fleets secure the right commercial truck insurance with fast filings, shipper-ready certificates, and clear guidance on coverage, contracts, and cost.
Serving: Newark, Jersey City, Elizabeth, Paterson, Trenton, Camden, the Turnpike corridor, I-78 / I-80 / I-287, and Port Newark–Elizabeth.
If you operate a truck or fleet in New Jersey, you need commercial insurance that keeps your business compliant and rolling. At A Truck Insurance Agency, we specialize in New Jersey truck insurance—covering Primary Liability, Cargo, Physical Damage, Non-Trucking Liability (Bobtail/NTH), and more. Our local experts handle all FMCSA & NJ filings, including MCS-90, BMC-91X, Form E, and Form H, so you don’t waste time chasing paperwork. Whether you’re an owner-operator, hotshot, or fleet manager, we provide same-day quotes, fast COIs, and guidance that keeps you compliant with the latest NJ requirements.
What We Insure
Tractor-Trailers / Semi Trucks
• semi truck and trailer insurance • tractor trailer insurance • semi trailer insurance • semi tractor insurance • tractor truck insurance • tractor trailer truck insurance • insurance for semi truck and trailer • insurance tractor trailer
Box & Straight Trucks
box truck insurance • commercial box truck insurance • commercial insurance for box trucks (reefers, liftgates, final-mile, furniture / appliance routes)
Pickups & Service Units
commercial pickup insurance • mixed car and truck insurance packages for small businesses and contractors
Fleets & Mixed Schedules
Multi-unit commercial truck fleet insurance with standardized limits, endorsements, and COIs across tractors, trailers, box, and pickup units
Owner-Operators
owner operator semi truck insurance • insurance for owner operators • truck insurance options that meet broker, shipper, and port requirements
Specialty & Cargo
Flatbed, dry van, reefer, hotshot, and local / regional cargo truck insurance
Same Day Quotes
Core Coverages
Truck Liability Insurance / Commercial Truck Liability Insurance
Primary liability for for-hire or private carriers. Limits aligned to contracts, with quick certificates and full support for state and federal filings (Form E, Form H, MCS-90).
Physical Damage (Comprehensive & Collision)
Protects tractors, trailers, and straight trucks from collision, theft, vandalism, fire, and storm damage. Options include truck physical damage insurance, loan / lease gap, towing, and rental reimbursement.
Motor Truck Cargo Insurance
Covers the goods you haul, with limits and endorsements matched to broker or shipper requirements. Access to leading motor truck cargo insurance companies.
Non-Trucking Liability (NTL)
Liability protection when you’re off-dispatch or using the unit personally. Ask about non-trucking liability insurance, its cost, and bundled NTL + physical damage coverage.
Trucking General Liability Insurance
Covers non-driving exposure for premises, operations, and customer locations—often required by facilities and major shippers.
Add-Ons & Endorsements
Trailer interchange (including semi trailer insurance), non-owned trailer, Hired & Non-Owned Auto (HNOA), reefer breakdown, cargo enhancements, and scheduled driver endorsements.
New Authorities & Start-Ups
Just filed your DOT / MC? We’ll build a complete commercial truck insurance policy, get filings out promptly, and prepare shipper-ready COIs for your first loads.
Short-Term & Temporary Options
Bridge coverage gaps with short term or temporary truck insurance—ideal for unit moves, seasonal lanes, or while waiting on a long-term lease.
Renewals & Shopping Around
If your premium keeps climbing, we’ll re-shop reputable commercial truck insurance companies to find real savings—without stripping essential coverage. We routinely place commercial semi truck and fleet programs for owner-operators.
Ways to Save
Build a safety culture and maintain clean MVRs (telematics discounts apply)
Choose right-sized deductibles and accurate physical damage values
Package liability and cargo insurance smartly
Match coverage to your lanes, commodities, and radius
How Much Does Commercial Truck Insurance Cost in NJ?
Every operation is different, but these ballpark figures help frame expectations:
Typical Ranges
What Drives Cost
Request a personalized quote for commercial truck, semi truck, or box truck insurance to compare options.
Compliance, Filings & Certificates
We handle all required filings — Form E, Form H, and MCS-90 — plus lender and port certificates. Keeps your truck and trailer insurance compliant across New Jersey, including Port Newark–Elizabeth.
Who We’re a Fit For
Owner-Operators
Need same-day COIs for a load or port entry? We can help with fast binding and proof of insurance.
Fleets
Comprehensive commercial trucking programs — driver, cargo, general liability, and endorsements — all under one coordinated renewal.
Mixed Units
Tractors, box trucks, and pickups in one package; simplified COI requests; commercial truck insurance near NJ metros, Turnpike corridors, and drayage routes.
Get a Quote
What We Need
Operation details — for-hire / private, lanes, commodities, drivers
Vehicle list — tractors, trailers, boxes; garaging & lienholders
Loss runs & MVRs — we’ll help you gather them
Filings & certificates — we’ll prep your commercial truck insurance policy
FAQs
What coverage do I need for a tractor-trailer in NJ?
Most carriers start with commercial truck liability, physical damage, and motor truck cargo insurance, adding trucking general liability and trailer interchange if required.
Can you insure the truck and trailer together?
Yes — truck and trailer insurance can be bundled under one policy. We also handle semi truck liability and non-owned trailer coverage.
Do you offer short-term or temporary options?
Yes, we offer short term commercial truck and temporary semi truck insurance for unit moves or seasonal projects.
Do you help with fleets and mixed vehicles?
Absolutely — we provide commercial truck fleet insurance and mixed-unit programs (tractors, box, pickup) with standardized endorsements and simplified COIs.
NJ Service Area
Newark • Jersey City • Elizabeth • Paterson • Trenton • Camden • Edison • Woodbridge • Parsippany • Meadowlands • Port Newark–Elizabeth
We write commercial semi, motor carrier, and cargo insurance across New Jersey.