General Liability Insurance

Liability? No worries, we’ve got it handled!

General Liability Insurance Covers:

  • Bodily Injury – Covers injuries to third parties (e.g., pedestrians, passengers, or other drivers) caused by your truck or operations, including legal fees and medical expenses.
  • Environmental Cleanup – Covers the costs associated with cleaning up hazardous materials or pollutants that may be accidentally spilled or released during trucking operations.
  • Legal Defense Costs – Covers the cost of legal defense if you’re sued for bodily injury or property damage related to your trucking operations.
  • Advertising Injury – Covers claims related to false advertising or misrepresentation, such as if your company is accused of slander or copyright infringement.
  • Medical Payments – Pays for medical expenses for third parties who are injured due to your truck’s operations, regardless of fault.

One Stop Truck Insurance Shop

We are your one-stop shop for all things truck insurance. Whether you need coverage for a single truck, a fleet, or specialized cargo, we offer a wide range of tailored solutions to meet your unique needs. With access to top-rated insurance providers and expert brokers, we simplify the process, ensuring you get the right protection at competitive rates—all in one place.

General Liability Insurance For Truckers

Trucking General Liability Insurance protects trucking businesses from third-party claims related to bodily injury, property damage, and advertising issues. It covers costs for legal defense, medical payments, and damages caused by your truck or operations, even if you’re not at fault. This coverage is essential for safeguarding your business against lawsuits, accidents, and other unexpected incidents that could arise during your trucking operations.

Semi Trucks

Truck insurance provides essential coverage for commercial truck owners, protecting them from financial losses due to accidents, liability claims, and cargo damage. Whether you’re an independent owner-operator or manage a fleet, the right insurance policy ensures compliance, safety, and peace of mind on the road.

Box Trucks

Box truck insurance is designed to protect businesses and independent operators from financial risks associated with accidents, liability claims, and cargo damage. Whether you’re hauling goods locally or over long distances, having the right coverage ensures your truck, business, and livelihood stay protected on the road.

Business Vehicles

Business vehicle insurance provides essential coverage for companies that rely on cars, vans, or trucks for daily operations, protecting against accidents, liability claims, and vehicle damage. Whether you have a single company car or an entire fleet, the right policy helps keep your business moving safely and efficiently.

Fast Quotes & Service

At A Truck Insurance Agency, we pride ourselves on delivering fast quotes and exceptional service to keep your business moving without delays. Our experienced team works quickly to find the best coverage options, ensuring you get the protection you need at competitive rates—because your time on the road is valuable!

Trusted By Truckers Nationwide

We have partnered with top-rated, nationwide insurance providers that specialize in the trucking industry, ensuring reliable coverage tailored to your needs. Our commitment to fast service, competitive rates, and expert support gives our clients a peace of mind, knowing they’re protected on every mile of the journey.

General Liability Insurance FAQs

Have questions about general liability insurance? We’ve got you covered! Below are some of the most common questions truckers ask about this coverage, including what it covers, why it might be required, and how to get the right policy for your business. If you need more information, our experienced brokers are here to help—contact us anytime!

No, it’s not legally required for all trucking businesses, but it is often mandated by shippers, brokers, and clients before you can work with them. It’s also essential for protecting your business from lawsuits and accidents.

It covers bodily injury, property damage, advertising injury, legal defense costs, and medical payments related to your trucking operations. It protects you from third-party claims, including accidents and injuries caused by your truck.

No, it does not cover damage to your truck or cargo. For that, you’ll need Physical Damage Insurance or Cargo Insurance.

The amount you need depends on the type of operations, the size of your business, and the requirements of your clients or contractors. Common coverage limits range from $1 million to $5 million.

tailored insurance plans for smart truckers

Truckers face high insurance costs due to rising accident rates, expensive claims, and strict regulations. New drivers struggle to secure coverage, while larger fleets must comply with complex state and federal requirements. To stay protected and operational, truckers need tailored insurance solutions that balance affordability and coverage.