non-trucking liability insurance
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NTL Coverage for Owner-Operators
Non-Trucking Liability (NTL) Insurance provides essential protection for owner-operators when they’re using their truck for personal or non-business purposes. Unlike primary liability, which covers you while under dispatch, NTL steps in when you’re off the clock—whether you’re driving home, running errands, or heading to a maintenance shop. It covers damages or injuries you may cause during these non-business trips. At A Truck Insurance Agency, we help ensure you’re protected 24/7 with reliable NTL coverage that keeps you compliant and safe, even when you’re not hauling.

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