Trailer Interchange Coverage for Truckers
What Is Trailer Interchange Coverage?
Trailer Interchange (TI) pays for physical damage to a non-owned trailer you’re hauling under a written trailer interchange agreement. Covered causes typically include collision, fire, theft, vandalism, and explosion while the trailer is in your care, custody, or control.
TI is not cargo or liability. It’s physical damage for someone else’s trailer—separate from your auto liability and your own trailer coverage.
Coverage Highlights & Common Options
Included/Available Options: comprehensive & collision, fire/theft only where allowed, specified perils, blanket vs scheduled trailers, loss of use (where available), refrigeration unit (limited—varies by carrier), and single-interest (protects the owner’s interest).
What’s Covered / Key Exclusions
Covers: non-owned trailer physical damage while attached/under your control; glass & body; theft; fire; vandalism; collision.
Excludes: cargo, wear/tear, mechanical failure, reefer breakdown (unless endorsed), unexplained disappearance, and damage outside a written interchange agreement.
Typical Limits: $20,000–$100,000 per trailer (higher available); deductibles commonly $1,000–$5,000.
Who Needs Trailer Interchange?
Owner-operators hauling shipper or carrier trailers • Motor carriers & fleets interchanging at yards/ports/rails • UIIA participants • Anyone whose contracts require proof of Trailer Interchange limits.
Leased on to a carrier? Their policy usually doesn’t cover damage to the owner’s trailer you’re pulling. TI fills that gap when required by contract.
How Much Does Trailer Interchange Cost?
Pricing depends on limit per trailer, deductible, radius & operating areas (port/rail exposure), driver/CSA history, anti-theft & parking controls, and whether coverage is blanket or scheduled.
Key Pricing Factors
Required contract limits (e.g., $30k, $50k, $100k)
Blanket vs scheduled trailers
Secure parking & anti-theft measures
Loss history & driver records
Operating radius, ports & rails exposure
Common contract asks: $30k–$100k per trailer, $1k–$5k deductible, and proof of a written interchange agreement (UIIA or shipper/carrier form).
Why Choose Us for Trailer Interchange?
Port/rail & UIIA experience, fast certificates with exact wording, flexible limits & deductibles, and guidance on written interchange agreements.
We coordinate auto liability, cargo, and umbrella so your TI fits cleanly into contracts and port/rail requirements.
Get a Trailer Interchange Quote Today
Protect the trailers you don’t own—meet shipper, carrier, and UIIA requirements with the right Trailer Interchange limits and wording.
👉 Call us at 908-888-0120 or use our quick online form to get started.