North Carolina Freight Broker Bond (BMC-84) — Fast & Easy Online Quote

North Carolina freight brokers: a BMC-84 surety bond is required by the FMCSA to operate legally. At A Truck Insurance Agency, we help NC brokers—from Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Wilmington, and Asheville—get bonded fast with expert guidance and competitive rates. We also support operations along I-85, I-40, and I-95 and port/drayage activity through the Port of Wilmington and Port of Morehead City.

GET A NC QUOTE ONLINE

Why Choose A Truck Insurance Agency?

  • Fast Approvals
  • Low Premium Rates in NC
  • Simple, Streamlined Process
  • Bad Credit? NC Options Available
  • Freight Industry Experts
  • Dedicated Support, 7 Days a Week

Buy BMC-84 Bond Online in 3 Easy Steps

Select State & Bond

Step 1.
Select NC and type “BMC-84” in the search bar and press the search button.

Preview Form & Application

Step 2.
Select the preview form or start an application for the North Carolina BMC-84 surety bond.

Complete The Application

Complete the application and press Next. Your application is submitted for underwriting and we’ll issue your NC bond quickly.

What is a Freight Broker Bond (BMC-84)?

A Freight Broker Bond (BMC-84) is a $75,000 surety bond required by the FMCSA for all freight brokers and freight forwarders. For North Carolina brokers, it helps ensure honest operations and protects carriers and shippers in cases of non-payment or fraud.

surety bond value:

$75,000

(FMCSA) Requirement

surety bonds as low as:
$2,250/Year
Get your bond issued in as little as 24 hours so you can start operating without delays.

“on approved credit; subject to underwriting”

GET A QUOTE ONLINE

FAST ONLINE QUOTE – NC

Apply Today Start Moving Freight Tomorrow

Starting a brokerage in North Carolina or renewing your bond? Apply online in minutes and get issued fast—often within 24 hours—so you stay FMCSA-compliant and keep freight moving across I-85, I-40, and I-95, including Charlotte, the Research Triangle, and port operations through the Port of Wilmington and Port of Morehead City.

Why Freight Brokers Choose Us?

Experience You Can Count On

Our team knows the ins and outs of BMC-84 requirements and North Carolina operations, including port and drayage exposures—so you avoid costly mistakes from day one.

Support — 7 Days a Week

Your business doesn’t stop on weekends, and neither do we. With access 7 days a week, you’ll get timely help whenever questions come up.

Fast Approvals, No Waiting Around

We streamline the BMC-84 process for North Carolina brokers, helping you stay compliant and keep your business moving without delays.

Common BMC-84 Bond Questions

A BMC-84 is a $75,000 surety bond required by the FMCSA for freight brokers and freight forwarders. It guarantees you’ll follow regulations and pay carriers and shippers as agreed.

The FMCSA requires the BMC-84 to protect motor carriers and shippers from unpaid freight charges or unethical broker behavior. It’s a condition to get and maintain your freight broker authority.

You don’t pay the full $75,000. Instead, you pay a yearly premium, which is typically between $2,250 and $5,000+, depending on your credit score and financial background.

Personal credit score

Business financials

Experience in the industry

Any prior claims or bankruptcies

Yes. We work with carriers that specialize in high-risk and non-standard markets, so even if your credit isn’t perfect, we’ll do our best to find you a competitive rate.

In many cases, we can get your bond approved and filed within 24 hours—sometimes the same day you apply.

The bond is valid for one year and must be renewed annually to stay compliant with FMCSA regulations.

BMC-84: You pay a small annual premium; no need to deposit $75,000 upfront.

BMC-85: Requires you to deposit the full $75,000 into a trust fund, which ties up your capital.

No. The premium is considered fully earned once the bond is issued. If you cancel mid-term, the unused portion is typically non-refundable.

You’ll need to update your bond information. In most cases, this is a simple process, but it depends on the bonding company and how your entity changes.

If a valid claim is made (e.g., for non-payment to a carrier), the surety may pay the claim and then seek reimbursement from you. This is why operating ethically and paying carriers on time is critical.

You can apply quickly online through our secure application. It only takes a few minutes—and our team will follow up to walk you through next steps. Get A Bond Quote.

Yes, you can purchase a BMC-84 surety bond over the phone. Our team is happy to assist you with the application process, answer any questions, and guide you through the steps to get bonded quickly and easily. Just give us a call at (908)-336-4636 and we’ll take care of the rest.

Yes. The FMCSA requires a $75,000 BMC-84 for all freight brokers and freight forwarders operating in or from North Carolina.

Many NC brokers are approved within 24 hours, depending on credit and underwriting.

Statewide, including Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Wilmington, Cary, High Point, Concord, and port/dock operations through Wilmington and Morehead City.

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Get the right truck insurance at the best price—call us today for a free, no-obligation quote! Our expert team is ready to find you customized coverage that keeps you protected and your business moving forward.

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Physical damage insurance covers repairs or replacement of your truck due to accidents, theft, vandalism, or natural disasters.


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General liability insurance protects your trucking business from non-driving-related risks, such as property damage, bodily injury, or legal claims arising from business operations.

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